Reverse Mortgage Loan Officer in Santa Monica
Meet Sue Hale
Sue Hale
Mortgage Loan Officer
NMLS #1417660
(800) 738-1279
Santa Monica, California Reverse Mortgage Loan Officer
Sue Hale and Innovative Mortgage are a great team to call in Santa Monica if you’re in the market for a reverse mortgage, from Pacific Palisades to Manhattan Beach and throughout Los Angeles County.
Sue is a mortgage loan officer with 20 years of financial experience and she has specialized in reverse mortgages for more than a decade.
She works closely with financial advisors, CPAs and estate attorneys to provide seniors with transparent, pressure-free guidance.
Her dedicated processing team ensures a streamlined experience and timely closings.
No-one knows reverse mortgages better than Sue – she has had one herself on her three-unit property in Santa Monica since 2017!
It has given her firsthand insight into just how stable and effective these loans really are.
Her work also fuels her passion project Home for a Veteran which helps veterans achieve the dream of homeownership.
Whether you are a homeowner or a professional partner, Sue is dedicated to serving the senior community with expertise and the utmost integrity.
What is a reverse mortgage?
If you have equity in your home but are running short of cash, a reverse mortgage could well be the answer to your prayers.
The reason a reverse mortgage loan is so powerful is simple.
It offers seniors the ability to leverage the wealth they have in their home and access those funds, without having to sell!
In an instant, your financial worries will disappear as you look forward to enjoying your retirement in your family home.
The loan is available to anyone 62 years or older with approved clients able to begin planning that vacation they had long since abandoned, or maybe commence those home improvements they were forced to shelve.
Homeowners can tap into their new found wealth in many different ways, including a lump sum payment, monthly instalments, a line of credit or maybe even a combination of all three.
As long as the terms of the loan are met, there is no need to repay it until either the homeowner sells the residence or the last surviving borrower passes away.
Homeowners with equity in Santa Monica are likely sitting on a pretty penny indeed with the average price of properties sitting at $1,618,911 (https://www.zillow.com/home-values/26964/santa-monica-ca/).
That’s a 30.3% jump in eight years*.
Already 2702 people in Santa Monica are reaping the rewards of a reverse mortgage with 109 of them having bought one in the last 12 months*.
About Santa Monica, California
Santa Monica is named after a pair of springs encountered by Franciscan missionary Juan Crespí in the 18th century.
The water flowing from the springs reminded him of Saint Monica’s tears.
The story inspired the city’s founders to name it in her honour.
The Kuruvungna Springs (Serra Springs) can still be seen today on the campus of the University High School in West Los Angeles.
The famous Santa Monica Pier was opened in 1909, helping to cement the city as one of the country’s premier seaside attractions.
It now lures an estimated four million visitors annually.
The city prides itself on its eco-friendliness and has been home to the world’s first solar-powered Ferris Wheel since 1996.
It has also earned the name of “Silicon Beach” with start-up companies Hulu, Scopely, TrueCar and Headspace all setting up their businesses in the area.
Santa Monica is also the end point of one of the most famous highways in the world, route 66.
But beware, the waters off Santa Monica have seen greater activity from Great White Sharks in 2026.
Contact your Santa Monica reverse mortgage loan officer today
Sue and her team at Innovative Mortgage are on hand to answer all of your queries and concerns about reverse mortgages.
Call Sue any time on (800) 738-1279 for a no obligation chat. She’s an absolute delight to talk with.
*As of January 2026
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